Tax Advisory and Preparation
We plan and execute tax strategies year-round so your investments and taxes work together.
Year-Round Execution
Quarterly estimated payment calculations
Tax return preparation (optional) or CPA coordination
Proactive monitoring and strategy adjustments
Income Coordination
Social Security timing to minimize taxation (up to 85% taxable)
Withdrawal sequencing across multiple accounts
IRMAA management ($103K single / $206K married thresholds)
Roth Conversions & RMD Planning
Model conversions in low-income years to reduce future RMDs
Project 5-10 years out to optimize timing
Execute conversions before December 31st deadline
Investment Tax Management
Tax-loss harvesting throughout the year
Capital gains timing to avoid NIIT (3.8% surtax) and IRMAA thresholds
Asset location (tax-efficient placement across account types)
Charitable Giving
Qualified Charitable Distributions (QCDs) from IRAs age 70½+
Donor-Advised Funds (DAFs) for multi-year tax planning
Charitable Remainder Trusts (CRTs) for complex situations
Business Exit Planning
QSBS qualification and timing strategies
Installment sale structuring
Pre-sale charitable planning
I'm planning to sell my company in the next three years—what can I do now to minimize taxes and maximize what I keep?
How can my CPA and financial advisor work together to lower my taxes?
Is my investment strategy costing me too much in taxes?
I'm taking RMDs, Social Security, and a pension—am I paying more in taxes than I need to?
